Hail Damage Roof Repair in Ham Lake, MN
Expert Roofing Services
Think hail hit your roof? We inspect for free, document every bit of damage with photos, and give you a written estimate for your insurance company.
How Hail Damages a Ham Lake Roof
Hail bruises and cracks asphalt shingles, knocks off the protective granules and dents vents, flashing, gutters and siding. Bruised shingles often look fine from the ground but wear out faster and start leaking a season or two later.
On June 19, 2026, a hailstorm crossed the north metro, and the Minnesota DNR reported hail up to the size of half-dollars and golf balls in cities including Fridley, Roseville and Shoreview. Hail varies block by block, so the only way to know whether your Ham Lake roof was hit is an inspection.
Help With Your Insurance Claim
We check every slope, photograph the damage and write an itemized estimate you can share with your insurance company. If you’d like, we’ll meet your adjuster at your home.
We don’t interpret policies or negotiate claims; in Minnesota only a licensed public adjuster can do that. We’ll never offer to cover your deductible (Minn. Stat. 325E.66), and if your claim is denied, Minnesota law (Minn. Stat. 326B.811) gives you 72 hours after that notice to cancel a contingent contract.
Ascension Roofing & Siding has served Ham Lake and the surrounding area since 2007, with honest recommendations, clear written estimates and photos of the work at every step.
Hail Repair in Ham Lake: What to Know
Ham Lake’s building permit application covers re-roofing, re-siding and windows, and the city’s residential requirements call for ice and water barrier from the eaves to at least 24 inches inside the exterior wall line. We pull the permit and build to that standard.
The median home in Ham Lake was built in 1994, and about 31 percent of homes were built before 1980, including more than 1,200 from the 1970s alone (U.S. Census Bureau, 2024 American Community Survey). Many of those roofs are on their second or third replacement, and the 1990s homes are reaching the age when original shingles wear out.
Why Ham Lake Homeowners Choose Ascension Roofing & Siding
Ascension Roofing & Siding is a Minnesota-licensed contractor (BC753558) that has been roofing since 2007. We hold an A+ BBB rating, a 4.9-star average across 500+ reviews, and certifications from Owens Corning (Preferred Contractor) and CertainTeed (ShingleMaster), which can qualify your roof for enhanced manufacturer warranties.
We answer the phone 24/7, inspections are free, and financing is available through Service Finance.
Ham Lake FAQs
How can I tell if my roof has hail damage?
Look for dented gutters, downspouts, vents and window screens, and granules collecting at the bottom of downspouts. Those are signs your shingles may be bruised too. A free inspection is the safest way to know.
Does insurance cover hail damage in Minnesota?
Hail is usually a covered peril, but what you’re paid depends on your policy, deductible and roof age. We document the damage; your insurer decides coverage.
How long do I have to file a hail claim?
It depends on your policy, so check with your agent. The sooner damage is documented, the easier it is to tie it to a specific storm.
Can a roofer cover my deductible?
No. Minnesota law (Minn. Stat. 325E.66) prohibits contractors from promising to pay or rebate your deductible.
Related pages
- Roofing contractor in Ham Lake, MN
- Roof replacement in Ham Lake
- How to inspect your roof for hail damage
- Schedule a free inspection
Ready to get started? Call (763) 333-7663, day or night, or book a free inspection.