Navigating Insurance Claims: Your Guide to Roof Storm Damage Coverage

Oct 7, 2023 | Blog, Roof Insurance Claims, Roof Storm Damage, Twin Cities

Living in the beautiful Twin Cities often means dealing with unpredictable weather patterns, including severe storms that can wreak havoc on your property. When your home’s roof suffers damage due to a storm, navigating the insurance claims process can be a daunting task. That’s where Ascension Roofing & Siding comes in, your trusted partner in the Twin Cities for roof storm damage coverage. In this guide, we’ll walk you through the essential steps to help you navigate the insurance claims process with ease and get your roof back to its former glory.

roof storm damage in Twin Cities

Understanding Your Insurance Policy

Before diving into the claims process, it’s crucial to understand your insurance policy. Every policy is different, and you’ll want to familiarize yourself with your coverage details. Start by reviewing your policy to identify what is covered and the extent of the coverage. Pay attention to the deductible, coverage limits, and any specific requirements or exclusions related to storm damage.

Document the Damage

The first step in filing an insurance claim for roof storm damage is to document the damage thoroughly. Ascension Roofing & Siding recommends taking photographs and videos of the damage from multiple angles. These visual records will serve as valuable evidence to support your claim. Be sure to include both close-up shots and wider views to give the adjuster a complete understanding of the extent of the damage.

Contact Ascension Roofing & Siding

Once you’ve documented the damage, the next step is to get in touch with Ascension Roofing & Siding. Our team of experts will provide you with a professional assessment of the damage and a detailed estimate for repairs or replacement. We can also assist you in understanding your insurance policy, making the claims process smoother.

Review Your Insurance Policy

After contacting Ascension Roofing & Siding, review your insurance policy again. This time, you’ll want to pay attention to the deadlines for filing a claim and the specific documentation and information your insurance company requires. Typically, insurance companies have strict deadlines for filing claims after a storm, so it’s crucial to act promptly.

File Your Claim

With your documented evidence and Ascension Roofing & Siding’s estimate in hand, it’s time to file your claim with your insurance company. Be sure to provide all the necessary documentation and information required. You may need to fill out specific claim forms provided by your insurer, so follow their guidelines carefully.

roof insurance claims in Twin Cities

Schedule an Adjuster’s Visit

After filing your claim, your insurance company will likely send an adjuster to assess the damage. Ascension Roofing & Siding recommends coordinating with your insurance company to schedule this visit. During the adjuster’s visit, be sure to provide all the evidence and documentation you’ve collected, including the assessment and estimate from Ascension Roofing & Siding.

Negotiate the Claim

After the adjuster’s visit, the insurance company will provide you with a claim settlement offer. It’s essential to review this offer carefully. If you feel that the offer is insufficient to cover the necessary repairs, you can negotiate with your insurance company. Ascension Roofing & Siding can assist you in this process, ensuring that your interests are represented effectively.

Approval and Repairs

Once you and your insurance company reach an agreement, your claim will be approved. You can then proceed with the necessary storm damage repairs or roof replacement. Ascension Roofing & Siding has the expertise to carry out these services efficiently, ensuring the highest quality workmanship and materials.

Minimize Future Storm Damage

To avoid facing similar issues in the future, consider investing in preventive measures. Ascension Roofing & Siding can help you explore options such as impact-resistant roofing materials, regular inspections, and maintenance plans to safeguard your home against future storm damage.

Navigating insurance claims for roof storm damage coverage in the Twin Cities can be complex, but with the support of Ascension Roofing & Siding, the process becomes more manageable. Start by understanding your insurance policy, documenting the damage, and getting in touch with our team for a professional assessment. Review your policy, file your claim, and collaborate with your insurance company to negotiate the claim. Once your claim is approved, we’ll handle the necessary repairs or replacement. Remember, preventive measures can help protect your home from future storm damage. With Ascension Roofing & Siding by your side, you can trust that your home will be well taken care of in the face of any storm.


Hire a Team of Roofing Professionals You Can Trust